KURNIAWAN, A. Implementasi Tata Kelola Pembiayaan UMKM Berbasis Konsep 6C di BMT XYZ Surabaya. Tanzhim: Jurnal Dakwah Terprogram, [S. l.], v. 4, n. 2, p. 423–442, 2026. DOI: 10.55372/tanzhim.v4i2.68. Disponível em: https://tanzim.stidalhadid.ac.id/index.php/Tanzhim-JMD/article/view/68. Acesso em: 25 sep. 2026.